How the Horizon Mortgage Process Works
Horizon Mortgage is not a bank, so we can offer you loans with low interest and less fees. Whether you’re opening a business, financing a mortgage, or need a short-term loan to put towards an emergency bill, we offer low interest personal and business loans with no collateral.
The proven and established process we follow enables us to get funds quickly and efficiently into the hands of the people who need them most – our incredible clients.
Go ahead, read the fine print! We approve 99% of all loan applicants, offering:
how it works
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submit an application
best rate & product
speak with an Agent
We’ll ask you to submit a formal application by filling out our simple and painless loan application form. This confidential form will provide us with the information we need to quickly evaluate your loan request and send you an accurate quote.
We understand that knowing you have the best mortgage rate and product is crucial to your peace of mind, especially in today’s unpredictable financial climate. If you agree to the repayment quote that our team sends you, you can sign to lock in that rate (which is negotiable).
At Horizon Mortgages, it’s all about relationships. Our mortgage brokers and lending brokers want to get to know you so that we can be sure we’re offering you the tailored advice you need for your unique financial situation.
Fast loan – for unforeseen and emergency situations
Less paperwork
Fewer fees
Lower interest
Learn more about our online application
let's chat about mortgages
Learn more about locking in a rate
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closing
lending solutions
Typically, after submitting your application it takes four to seven business days, including weekends and holidays, to complete the closing of the application process. A quicker closing may be accommodated if necessary.
We have solutions for every scenario, because we know first-hand that your financial situation and goals are unique to you. Whether you’re a first-time home buyer, looking to renew or refinance an existing loan, or are seeking commercial or another type of financing, our team of brokers will create tailored lending solutions for you.
start today
ready to get started?
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provide requested documentation
We will send you a list of the documents we need from you. These documents are required for verification of your application and are closely reviewed as part of the loan approval process.
See for yourself how quick and easy our lending process is.
Ask our team about required documentation
Ask our team about required documentation
Ask our team about required documentation
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testimonials
We treat our clients like family because we’re committed to providing superior customer service. See for yourself how our experienced team of Canadian mortgage brokers and lending brokers put our clients first.
"I had a 10/10 experience working with you."
My family had never worked with a mortgage broker before and it was a scary new step to think about but you were able to answer all our questions and ease any uncomfortable feelings we had. I also appreciated how you were able to answer my questions especially because I’m terrible with the wording and not understanding this side of the world. You also answered all my questions immediately whenever I messaged you.
monique
"Carolyn is a unicorn when it comes to mortgage agents."
Friendly, fast, down to earth, and genuinely wants to help every single one of the buyers that she works with - even the toughest transactions, she will go above and beyond to ensure the best possible experience sometimes being dubbed the David Copperfield of mortgages. Not your normal 9-5 agent, and definitely someone you want helping you buy!
Michael Paccanaro
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